Homan
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HomanBusinesses
Fractional CFO & bookkeeping

Clean books.
CFO thinking.
Without the headcount.

Operating finance for small businesses doing $1M–$20M in revenue. Monthly close you can rely on. The CFO's view, when the call comes. And the rare advantage of a planner who also sees your household.

Book a 20-min intro We'll quote after we understand your books.
April · 2026
closed
P&L · monthly
Revenue$486,200+ 9%
Cost of revenue($212,400)− 4%
Gross margin56.3%+ 2 pp
Opex($154,200)+ 6%
EBITDA$119,600+ 14%
Closed 03 May · reviewed with Jake before sending to ownership.
Your books, closed within 15 business days of month end.
What you actually get

Three services, one ledger.

01
Bookkeeping
Monthly close · QBO or Xero

Categorized, reconciled, and reviewed. Closed within 15 business days of month end with a one-page memo flagging anything we noticed.


Monthly P&L, balance sheet, cash flow
A/R & A/P hygiene
Reconciliations & journal entries
CPA-ready package each month
02
Director of Finance
Monthly retainer · scaled to need

Cash forecasting, variance analysis, strategy calls, and tactical execution. The seat between your founders and your CPA.


13-week rolling cash forecast
Monthly CFO report & KPI scorecard
Pricing & margin reviews
Quarterly planning participation
Get in touch
03
Fractional CFO
Full financial leadership seat

Long-term growth strategy, lender relationships, EOS financial integration, and scenario planning. You have a CFO — you just don't pay full-time.


3-year financial model
Lender relationship management
EOS Rocks, Scorecard, and planning
Exit readiness & business value building
Not seeing a package that fits your needs?

Reach out. We're happy to understand your situation and tell you honestly whether we can help — and what that would look like.

Get in touch
Starting rates
Bookkeeping from $1,000/mo · Director of Finance from $2,500/mo · Fractional CFO from $5,000/mo
All engagements scoped after discovery. Final pricing confirmed in writing before work begins.
Who this is for

The shapes we know.

Small businesses where the founder still signs every check — and is starting to feel the weight of decisions made without finance at the table.

Professional service firms

Agencies, law, consulting, design. $1–5M revenue, 5–25 people.

Trades & home services

HVAC, plumbing, roofing, construction. The Mid-Cities corridor is our home turf.

Founder-led small business

$1M–$20M revenue. The books last got real attention two years ago.

Medical & dental practices

Single or small group. The W-2 paychecks are sorted; the operating finance is not.

How it works

Sixty days from intro to close.

WEEKS 1–2
Intro & diagnostic

20-minute call, then read-only access to your books. We deliver a written memo on what we find and what we'd change first.

WEEKS 3–4
Cleanup

We catch up the prior months — bank recs, categorization, chart of accounts, owner draws sorted. However messy, we get it clean.

WEEKS 5–6
Systems & rhythm

Close playbook documented, reporting cadence set, QBO optimized. The infrastructure that makes every future month faster.

WEEKS 7–8
First close

Your first clean month closed within 15 business days of month end. The cadence begins.

Not sure where to start?

Six months to get the foundation right.

A defined-scope engagement to clean up the books, implement automation, build a reporting rhythm, and hand off a business that runs cleaner than it did.

$8,000–$15,000
Fixed fee · 6-month scope · discovery call required
MONTHS 1–2
Diagnose & clean
Full books audit and cleanup
Chart of accounts restructure
Process documentation — what's manual, what can be automated
MONTHS 3–4
Build & automate
AI and automation integrations
Monthly close playbook implemented
KPI scorecard designed and populated
Cash flow model built
MONTHS 5–6
Run & hand off
Two full monthly close cycles
CFO report delivered twice
Final handoff deck with maintenance guide
Option to continue with ongoing retainer
$8K for straightforward engagements. $15K for complex situations, messy books, or multi-entity structures.
The pairing

Your business and your household, under one roof.

If you also need financial planning for your household, the two sides connect. Your S-corp salary, distributions, retirement contributions, and household plan are modeled in one place — by the same person. No two-system telephone game.

See the households side
Take a look at your books

Twenty minutes.
We'll tell you what we'd do first.

Bring your last P&L or just bring your questions. No engagement, no commitment.

Book an intro Email Jake
jake@homanfinancial.com · Arlington, TX